In order to ensure the financial success of an individual, the approach should be from a ‘big picture’ perspective and not by addressing the symptoms of the current situation. The services which are being offered, are:

Estate Planning: Provide for the protection of assets, reduction of risk and reduction of tax in the long term.

Life, Disability & Trauma Cover: If you can’t work for a while because you’re sick or injured, you’re still going to need money to pay the bills. An income protector ensures that those pay cheques keep coming.

Retirement Planning: Independant research shows that about 70% of potential retiress are wondering if they are saving enough to meet their retirement needs and about 57% of retired people experience a drop in their standard of living when they retired. It is important not to become part of the statistic.

Business Insurance: Proving a very affordable way for a business to ensure the continuance of a business should an owner die or become disabled. It also provides for the owner’s dependants.

Investments: Formulating the best investment plan for a client by keeping in mind the client’s objectives, his / her risk profile, tax, and returns gained to name but a few.

Insurance: Short term insurance offered for both business and personal requirements.

Consultation: Financial and tax advice offered to both businesses and individuals.