At the unfortunate event of death, it is vital that provision is made for one’s family in order for them to maintain their current lifestyle. As long as you answer all the questions we ask you honestly, we’ll give it to them.
What we arrange for you.
Pay out a tax free cash lump sum, to the people you choose, when you die. Give you the choice to increase or decrease your cover at any time as your circumstances change.
This cover is essential to ensure liquidity in your estate in order to pay for estate duty taxes, settle in debt in your estate and ensure that your family have enough money to make up for the loss of your income. This money will ensure your family can still pay the bills and provide your kids with the funds required for their education.
Your monthly premium is based on the cover that you have selected, as well as your gender, smoking habits, income, education and your state of health at the time that you apply for this cover. The insurer will also take your occupation and hobbies into account.
It’s very simple, you die, the insurer pays. You might be going to a better place, but your kids will be looked after.
Call us to enquire about your life cover options.